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Copilot Money

Copilot Money

Paid

iOS and Mac personal finance app with AI-powered budgeting, investing, and net worth tracking.

Best for: personal budgeting, net worth tracking

★★★★☆4.80 aggregate ratings

Verified by editorial·Last updated: May 2026·How we rank

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Not yet in our hand-tested rotation

Copilot Money is in our catalog but the editorial team has not written a hands-on review yet. The verdict and scores below are auto-derived from public data (user ratings, pricing, feature coverage) rather than first-person testing.

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Editor's verdict

Copilot Money is one of the strongest paid tools in its category, rated 4.8/5 by 0 users. Best for personal budgeting and net worth tracking. Standout: cleanest iOS-native personal finance UX. Watch out: iOS and Mac only - no Android, no web. Starts at $13/mo with no free tier.

About Copilot Money

Copilot Money is the iOS and Mac personal finance app that emerged as the leading Mint replacement after Intuit shut Mint down in 2024. The app aggregates bank, credit card, investment, and crypto accounts via Plaid plus direct integrations, then auto-categorizes transactions with a learning algorithm that adapts to user corrections. The differentiator is design: Copilot focuses on a clean iOS-native experience with strong custom-categorization, recurring subscription detection, and budgets that handle real-life messiness (monthly minus annual rollovers, shared expenses). Apple-platform exclusivity is intentional: no Android, no web app. Pricing is 13 USD per month or 95 USD per year; 30-day free trial. Vs Monarch Money: Copilot is iOS-and-Mac-only with cleaner consumer UX; Monarch is cross-platform (web, iOS, Android) with stronger couples plus household features. Vs Rocket Money: Copilot is full-featured budgeting plus net worth tracker; Rocket Money focuses on subscription cancellation. Strong fit for Apple-platform users who want premium polish.

Pros & Cons

Pros

  • ✓Cleanest iOS-native personal finance UX
  • ✓Strong AI-powered transaction auto-categorization
  • ✓Recurring subscription detection built in
  • ✓Investment and crypto account aggregation
  • ✓Active developer with rapid feature shipping

Cons

  • ✗iOS and Mac only - no Android, no web
  • ✗13 USD per month is mid-tier pricing
  • ✗Smaller user community than Monarch
  • ✗Some integrations US-only

Best Use Cases

  • →Personal budgeting
  • →Net worth tracking
  • →Subscription monitoring
  • →Investment portfolio tracking
  • →Expense categorization
  • →Cash flow analysis

Categories

finance

Copilot Money Preview

Live screenshot of Copilot Money homepage

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Disclosure: Some links on this page are affiliate links. We may earn a commission at no extra cost to you. Our rankings are never influenced by affiliate relationships.

Pricing

ProFrom $13 / mo

Pricing verified May 2026. Verify current pricing on the official site before purchase.

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Trust Stack

How we rank →

Editorial Score

4.4/5

Hands-on testing across 7 criteria

External Aggregate

4.8/5

No aggregate signal yet

Pricing Verified

May 2026

Re-verified against the official site every 90 days

Editorial score is independent of External Aggregate. User reviews appear separately below.

Decision shortcuts

Hand-tested top picks for Finance→Compare Copilot Money alternatives→Side-by-side comparisons→

Editorial Scoring

How Copilot Money scores on our 7-criteria framework

See methodology →
Criterion
Weight
Score

Output Quality

Accuracy, polish, and usefulness of what the tool produces.

25%
4.5

Ease of Use

Onboarding friction, UI clarity, time to first useful result.

15%
5

Pricing Value

Output per dollar at the realistic monthly cost for a typical user.

15%
4

Feature Depth

Breadth and maturity of capabilities relative to category leaders.

15%
4

Integrations

Native integrations, API quality, and ecosystem coverage.

10%
3.5

Reliability

Uptime, output consistency, and battle-test through scale.

10%
4.5

Trajectory

Recent product velocity and momentum vs the category.

10%
5
Overall editorial score
100%
4.38/5

Scores are editorial assessments based on hands-on testing and verified user data. They do not reflect affiliate relationships. How we score.

Verify Independently

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Search-result links are programmatic - if a vendor changes their listing slug the link still resolves to the platform's search for Copilot Money. We re-verify our own ratings on a 90-day cadence.

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Copilot Money on MytheAi

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Frequently Asked Questions

Is Copilot Money free?▼

Copilot Money does not have a free plan. Paid plans start from $13/month - check the official site for current pricing.

What is Copilot Money best for?▼

Copilot Money is best suited for: Personal budgeting, Net worth tracking, Subscription monitoring.

How does Copilot Money compare to alternatives?▼

Copilot Money holds a rating of 4.8/5 from 0 reviews. Browse our comparison pages to see detailed side-by-side breakdowns against similar tools.

What does Copilot Money cost?▼

Copilot Money starts at $13/month. Pricing may vary by plan and region - always verify on the official site.

MytheAi Team, editorial team at MytheAi

Reviewed by

MytheAi Team

Editorial Team

The MytheAi editorial team tracks and reviews AI and SaaS tools. We built MytheAi out of frustration with pay-to-rank listicles and SEO-driven directories that prioritize ad revenue over honest guidance. Hands-on testing across 590+ tools to date.

·How we rank tools·X

Copilot Money Review (2026): Is It Worth It?

Copilot Money is a paid tool. It holds a rating of 4.8/5 based on 0 reviews.

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